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Why do groomers get sued? Read these sample claims to learn more.

As with many professions, the lines between general liability risks and professional liability (e&o) can be blurred. For this reason, it is important to purchase both coverages. Another valuable coverage is animal bailee coverage, which is covverage in the sad event that certain things happen to an animal while he or she is in your care, custody or control., such as accidental espace.  The list of sample claims is only a small sampling of the potential risks in the industry and there are many more things that could put you and your business at risk. Disclaimer: These are very general definitions, please review to specific policy forms for details and exclusions.

Pet Groomer Professional LIability Insurance is a major coverage often lacking from many policies. We have direct access to insurance companies that write policies for groomers. Too often we see policies that ONLY have general liability coverage when there are many other important coverages that are available on a policy. It is important to purchase both general liability insurance and professional liability insurance to help reduce potential gaps in coverage.


Contact us or request a quote for more information and a quote on these coverages.

Groomer Professional Liability Insurance Claims

(hypothetical situations)

  • An animal is injured by a groomer and incurs medical expenses.

  • An animal is injured and misses a show.

  • A customer is not satisfied with the results of a grooming.

  • Soap gets in eye and you have to pay for vterinarian services.


Groomer General Liability Insurane Claims

(hypothetical situations)

  • A customer near a grooming vehicle slips and falls, suffering injuries, losing pay due to time off work and incurring medical bills.

  • A child touches your clippers and cuts himself. He has medical bills and his family sues you.

  • A groomer travels to a customers home and causes damage inside the home.

  • Water is left on the ground in the grooming shop and a client trips and claims injuries.

  • Accidentally causing bodily injury to a third party.

Disclaimer: Of course, each claim is subject to review and this website in no way suggests that coverage would be provided under a specific policy. Contact us for more information regarding the different types of insurance.

NO COVERAGE IS BOUND, OFFERED, ISSUED THROUGH THIS ELECTRONIC COMMUNICATION, ALL POLICIES MUST BE UNDERWRITTEN AND APPROVED BY THE CARRIER. DO NOT CANCEL YOUR CURRENT INSURANCE.